Terms and Conditions for Sims Legacy & Associates Inc

Effective Date: January 27 2025

Welcome to Sims Legacy & Associates Inc ("we," "our," "us"). By accessing or using our website, services, and any related content (collectively, the "Services"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, please do not use our Services.

These Terms constitute a legal agreement between you (the "User" or "Client") and Ladybug Solutions. Please read these Terms carefully before using our Services.

1. Services Provided

Ladybug Solutions offers business funding and related services to help businesses access capital for growth and development. Our Services may include, but are not limited to:

Business funding applicationsFinancial consultation and adviceDocument preparation and submissionAssistance with funding approvals

2. Eligibility

To use our Services, you must meet the following requirements:

You must be a legal entity or individual operating a business.You must be legally able to enter into a contract.You must be located in a jurisdiction where our Services are offered.You must provide accurate, up-to-date, and complete information when requesting our services.

By submitting your information, you represent and warrant that you meet these requirements.

3. Registration and Account

In order to access certain Services, you may need to create an account with Ladybug Solutions. You agree to provide true, accurate, current, and complete information during the registration process and to update this information as necessary to keep it true, accurate, and complete. You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized use of your account.

4. Use of Services

You agree to use our Services for lawful purposes only and in accordance with these Terms. You may not:

Violate any applicable laws or regulations.Engage in fraudulent activities, misrepresentation, or provide false or misleading information.Distribute viruses or other harmful computer code.Interfere with or disrupt the operation of our website or Services.

We reserve the right to suspend or terminate your access to our Services if we suspect you are violating these Terms.

5. Payment Terms

If applicable, you agree to pay all fees associated with the Services in accordance with the payment terms provided to you. Payment methods and pricing will be outlined in your specific agreement with Ladybug Solutions.

If you fail to pay any fees when due, we may suspend or terminate your access to our Services.

6. Confidentiality and Data Protection

By using our Services, you agree to provide us with certain personal, financial, and business information. We take the privacy and security of your information seriously. Please refer to our

Privacy Policy

for details on how we collect, use, and protect your data.

You agree to keep any confidential information provided to you by Ladybug Solutions confidential and not to disclose it to third parties without our express consent, unless required by law.

7. Disclaimers and Limitation of Liability

Our Services are provided "as is" and "as available." While we strive to ensure the accuracy and reliability of the information and services provided, we make no representations or warranties regarding the reliability, accuracy, or completeness of the Services, or the results you may achieve by using them.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including, but not limited to, warranties of merchantability or fitness for a particular purpose.

In no event shall Ladybug Solutions be liable for any indirect, incidental, special, or consequential damages, or any loss of profits, revenue, data, or use, arising out of or in connection with your use of our Services, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless Ladybug Solutions, its affiliates, officers, employees, agents, and contractors from any and all claims, liabilities, damages, losses, or expenses (including legal fees) arising out of your use of our Services or your breach of these Terms.

9. Termination

We may suspend or terminate your access to our Services at any time, without notice, for any reason, including, but not limited to, your violation of these Terms. Upon termination, you must immediately cease using our Services and return or destroy any confidential information.

10. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page, and the "Effective Date" at the top will be updated accordingly. We encourage you to review these Terms periodically to stay informed about any changes. Your continued use of our Services after any changes indicates your acceptance of the revised Terms.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising out of or in connection with these Terms or the use of our Services shall be resolved through [mediation, arbitration, or court proceedings] in the appropriate jurisdiction.

12. Force Majeure

We shall not be held liable for any failure or delay in performance of our obligations due to events beyond our reasonable control, including but not limited to natural disasters, war, labor strikes, or technical failures.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Sims Legacy & Associates Inc.

[email protected]

210-278-2677


Ladybug Solutions

Clients interested in funinding their trucking business can book an appointment by visiting https://simslegacyassociates.com/home-page

You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to +1 877-544-3696

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy: https://simslegacyassociates.com/privacy-policy-page